**Discover the Crucial Things Seniors, and Children of Seniors, Need to Know About Long-Term Care**

Little-Known Strategies That Could Make the Difference Between Being a Burden on Your Children and Your Ability to Stay at Home and Select Who Your Caregivers are, Instead of Having Someone Else Decide for You

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Here's Just Some of What You'll Discover

Fifteen pages, written plainly. Nothing you need a finance background to follow.

Four important considerations when choosing a long-term care plan. Answer these before you look at a single product.

What reverse mortgages actually are. And the twelve-month rule that catches families using one to fund facility care.

Asset-based long-term care solutions. Planning to self-fund? Read this before you decide.

Your biggest financial threats — and how to help overcome them. Most families never run the numbers until a crisis forces them to.

When to use Medicaid to pay for long-term care. There is one real reason to go down this road — and one move you should never make.

The long-term care strategy using IRA money. Most people never hear this option exists, because it takes coordination to do right.

The do's and don'ts of long-term care insurance policies. Including the one clause that decides whether a policy pays at all.

Annuity-based long-term care and the Pension Protection Act. One of the few places in the tax code where deferred gain can come out tax-free.

How to use veterans benefits to pay for long-term care. (This important benefit is overlooked by many families with veterans or surviving spouses.)

Get Your Complimentary Copy of "10 Things Seniors, and Children of Seniors, Need to Know About Long-Term Care"

Most families only learn this material after they need it. You don't have to.

Hi, I'm Barbara Swiatek.

For more than 20 years I've helped seniors and their adult children build long-term care strategies, so they can live their later years with dignity and independence — without financial stress, and without becoming a burden on anyone.

I wrote this report because almost everyone I meet has a good retirement plan with the same hole in it. It gives you the whole picture in about twenty minutes of reading, including the parts that don't involve buying anything.

Download it, read it, and let me know if you have questions.

SF Financial Services

1870 Dublin Blvd. #D

Colorado Springs, CO 80918

(719) 597-2179 | www.sffinancialservices.com

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.

Information provided is not intended as tax or legal advice and should not be relied on as such. You are encouraged to seek tax or legal advice from an independent professional.

SF Financial Services and/or Barbara Swiatek are not affiliated with or endorsed by the Social Security Administration or any other government agency.

Any comments regarding safe and secure products, and guaranteed income streams refer only to fixed insurance products. They do not refer, in any way to securities or investment advisory products. Fixed Insurance and Annuity product guarantees are subject to the claims-paying ability of the issuing company and are not offered by Brookstone.